Visa, Mastercard, and others have many different products with prepaid, debit, and credit cards being the most common. Prepaid cards are even more different from credit cards. You won’t have to face overdraft fees if your balance is insufficient for the purchase as the transaction will simply be declined. Cardholders can only spend the money they actually have loaded on the card. Prepaid cards are not linked to bank or credit union share accounts like a debit card. Review The difference between Vanilla Pre-paid and Debit or Credit Cards
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